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  • Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Adam Hopkins, a proven Lynchburg, Forest and Campbell County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • Find Lynchburg, Forest and Campbell County Homes - Find Lynchburg, Forest and Campbell County, Virginia real estate listings & homes for sale provided by Adam Hopkins, your local expert real estate agent.

  • For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Adam Hopkins, a proven Lynchburg, Forest and Campbell County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Adam Hopkins, a proven Lynchburg, Forest and Campbell County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • Lynchburg, Forest and Campbell County Information - Find local information on Lynchburg, Forest and Campbell County, Virginia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Adam Hopkins, a proven NUMBER1EXPERT™ Top Selling real estate agent.

  • Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Adam Hopkins, a proven Lynchburg, Forest and Campbell County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

  • About Adam Hopkins - Information about Adam Hopkins including testimonials, guarantees, credentials, and contact information. Learn why Adam Hopkins is a proven Lynchburg, Forest and Campbell County, Virginia NUMBER1EXPERT™ Top Selling real estate agent.

 

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Real Estate Tips
Financing Your Home >The Language of Financing

When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.

You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.

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Real Estate Trivia
Q 
What makes the structure of the Hoover Dam unusual?

A 
The Hoover Dam was built to last 2,000 years, and is constructed of concrete that will not be fully cured for another 500 years.
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Adam Hopkins, REALTOR®, real estate agent and broker for Lynchburg, Forest and Campbell County, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Adam Hopkins
Hopkins Real Estate Group

1705 Enterprise Dr, #106
Lynchburg, VA 24502
Phone: (434) 444-7136
Email: TheHopkinsGroup@gmail.com

As your Number1Expert(tm) in the Greater Lynchburg area for the last decade, The Hopkins Group has specialized in getting your home sold faster and for more money, through our attention to details that most agents miss, and through exclusive consumer services and programs that other companies simply do not provide. Call us today at (434) 444-7136 to see what a difference our service can make for you as you buy or sell your home!

ABR Equal Housing MLS REALTOR


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